
Barlow claims that after Jacquard's father died, Jacquard started a figure-weaving business but failed and lost all his wealth.

However, Joseph soon fell deeply into debt and was brought to court. She was a middle-class widow from Lyon who owned property and had a substantial dowry. On 26 July 1778, Joseph married Claudine Boichon. However, Barlow does not cite any sources for that information. After marrying, Jacquard tried cutlery making, type-founding, and weaving. Barlow claims that before marrying, Jacquard had worked for a bookbinder, a type-founder, and a maker of cutlery. Eymard claimed that before becoming involved in the weaving of silk, Jacquard was a type-founder (a maker of printers’ type), a soldier, a bleacher ( blanchisseur) of straw hats, and a lime burner (a maker of lime for mortar). British economist Sir John Bowring met Jacquard, who told Bowring that at one time he had been a maker of straw hats. There is some confusion about Jacquard's early work history. Jacquard's occupation at this time is problematic because by 1780 most silk weavers did not work independently instead, they worked for wages from silk merchants, and Jacquard was not registered as a silk merchant in Lyon. In 1778, he listed his occupations as master weaver and silk merchant.

His mother died in 1762, and when his father died in 1772, Joseph inherited his father's house, looms and workshop as well as a vineyard and quarry in Couzon-au-Mont d’Or. Joseph initially helped his father operate his loom, but the work proved too arduous, so Jacquard was placed first with a bookbinder and then with a maker of printers' type. Barret also introduced Joseph to learned societies and scholars. He was finally taught by his brother-in-law, Jean-Marie Barret, who ran a printing and book selling business. Although his father was a man of property, Joseph received no formal schooling and remained illiterate until he was 13. However, only Joseph and his sister Clémence (born 7 November 1747) survived to adulthood.


He was one of nine children of Jean Charles dit Jacquard, a master weaver of Lyon, and his wife, Antoinette Rive. Joseph Marie Charles dit Jacquard was born into a conservative Catholic family in Lyon, France, on 7 July 1752. Thus, Joseph's grandfather was Bartholomew Charles dit Jacquard. To distinguish the various branches, the community gave them nicknames Joseph’s branch was called “Jacquard” Charles. In his grandfather's generation, several branches of the Charles family lived in Lyon's Couzon-Au-Mont d’Or suburb (on Lyon’s north side, along the Saône River).
